James Ruffer

ECommerce Mobile Wallet, Financial Services

Hi, I'm James Ruffer. I love mobile wallet solutions.

James Ruffer's Bio:

James Ruffer's Experience:

• Co-Founder at PAAY

  2013 - Present | Memphis

  A simple, secure way to make payments. One user ID, online, offline and everywhere in between. Its how payments were meant to be made. Paay's two-factor authentication process allows consumers to checkout in under 30 seconds while being MORE secure than swiping a card in person. We have accomplished many things with our mobile wallet. We have the ability to get rid of sending credit card numbers to merchants. We have shifted all the liability away from the merchant for chargebacks and fraud. We have also been able to lower interchange for all online purchases regardless of your processor. Many other great features are coming. Currently managing two teams one local in the USA and the other is overseas. I now know more about 3dSecure Verify by Visa MasterCode MasterPass than I would like to admit. Maintain Rackspace hosting environment while moving to AWS using Route 53, Load balancing, VPC , AutoScaling, EC2, IAM, S3, Elastic IP, DynamoDB, Beanstalk, cloudwatch, SQS and ElastiCache.

• Vice President of IT - Co-founder of Social Commerce Solution at Financial Services

  July 2011 - January 2013

  Managing internet technologies including internal networking, PCI audits, wordpress MU solutions, LAMP solutions, CRM, BaseCamp, Social Commerce, Asana, Google Apps, and custom gateway solutions. Managing 3 teams of 5+ .net/PHP/Mobile/UI developers for our skunkswork group projects. This is a dream position for me because we are able to launch new never seen solutions in the payment industry. Expert in card not present(CNP) technologies, CNP Credit and Debit card processing, 3D Secure, recurring & 'Card on file' functionality, tokenization within payment gateways, overseas project management and expectation setting.

• Owner - (Acquired) at Computer Consulting Firm

  November 2002 - July 2011

  -Selling, implementation and administration of Computer networks ranging from 10K - 100K - Implementation and administration of the following: Peer to Peer NT 4.0, 2000, 2003 Server Mac OS9, OSX, OSX Server. Novell 4.2 - 6.5 Suse Unix Freebsd, SCO, SUN, CentOS, Redhat, Ubuntu, Debian, Mephis, Fedora and other flavors -Sales training to the following companies: Fairpoint Communications Colospace Cihost XO communications Apache2; PHP 4/5; MySql; Exim; Postfix; Bind/DNS; Intermapper; Nagios and Motorola Quota of 500 hours of new consulting work exceeded by 300% Manage 20+ computer consultants Manage 24/7 computer support help desk Develop resellers relationships with new technologies Deliver services to our customers in a timely fashion with quality Solutions including: Oracle on Mac; Zimbra on Mac/Redhat; OD/AD integration; Server/Client networks; SugarCRM - Freebsd/Mac OSX Centos/RedHat; Asterisk Phone Systems; FileMaker Pro Solutions

• (CTO) Chief Technology Officer - Co-Founder (Acquired by Lokion) at Memphis Mobile Development Company

  November 2008 - July 2010

  Successfully sold to a larger development firm. Responsible for establishing the company's technical vision and leading all aspects of the company's technology development. As the company's top technology executive, playing an integral role in the company's strategic direction, development, and future growth. o Lead the execution of technology strategy for technology platforms, partnerships, and external relationships. o Build and manage a top-flight technology team and oversee research and development, as well as project management. o Provide visible leadership for the company within the technology community. o Anticipate and react to major technology changes to ensure the maintenance of company leadership in the competitive landscape. o Establish technical standards and ensure adherence to them for product development and company operations. o Code review on Java C# and many back end technologies. iPhone Applications Developers iPhone Game Developers

• Security Advisor at Fortune 500

  September 2008 - November 2008

  Advisor for encryption and penetration strategies.

• Security Engineer at Leading USA Encryption Company

  October 2007 - September 2008

  IBE Email Solution

• Security Engineer at Leading Forensics Company

  October 2006 - January 2007

  As a Network Security Sales Engineer I was responsible for all technical sales support for customer and reseller organizations. The key objectives for the position were to center on extensive customer engagements within the Enterprise community. I served as the pre-sales expert in support of the sales team and contributed to all aspects of the sales cycle, as well as provided product requirements feedback to marketing and product management. Working as part of the sales team. I work closely with Account Executives and sales teams while executing the technical aspects of the sales strategy. I have technical sales experience with enterprise network security (Incident Response and IDS) products. I also have a strong security background in incident response, firewalls, IDS, NIDS & HIDS, VPN, and PKI, as well as excellent communication skills to effectively support Account Executives during sales cycle.

• Board of Advisors at Graph Story

  June 2014

  Helping to guide some talented guys to raise money and create an amazing product. You will see some really amazing things from GraphStory

• Board of Advisor at RentShare Inc

  November 2012

  Helping RentShare with a number of amazing things...more to come soon.

James Ruffer's Education:

• The Starter League

  2013 – 2013
  t-shirt degree

• Rensselaer Polytechnic Institute

  1999 – 2001
  BA
  Concentration: CompSci

• Hudson Valley

  1996 – 1998
  Assoc
  Concentration: Computer Sci

James Ruffer's Interests & Activities: